Target Time! Finding What You Need and What You Never Knew You Needed

One of my favorite places to shop is Target!

Whether I am looking for home decorations, paper towels, new mascara, or a comfy cozy sweater, I can always find what I am looking for at Target.  (and what I’m not looking for.) .

It’s funny that walking into Target with a list almost always means that I will leave with $200 worth of stuff I didn’t need, and yet forget to buy the things on my list… The other day I went to Target because I needed bleach to clean my house, I came out with a whole new line up of hair care products, fortunately, I did remember the bleach though 😉

Several years ago (like 18, wow I’m getting old!) I signed up for a Target Red Card.  It was one of the best decisions I have ever made.  Over the years, I have saved so much money due to the 5% off discount, as well as the free shipping when shopping online.

While I am sure this totally sounds like an ad and it somewhat is, if you shop at Target, I recommend getting a Red Card.

Maybe you are not interested in opening up a new credit card, and I don’t blame you, having too many credit cards does not show up well on your credit report.  Target Red Card also offers a Debit Card option. It links to your existing checking account and you can make cash withdrawals at checkout up to $40.


  • Use it at any Target store or online at
  • Save 5%* on every shopping trip
  • Free standard shipping on* – minimum purchase threshold may apply
  • Free shipping on Target Restock orders
  • Get 30 extra days for returns*
  • Enjoy REDcard early access events & exclusive offers**
  • Receive a 10% off storewide coupon*** via email on your REDcard anniversary (redeemed in store only)****
  • Manage your card online using Manage My REDcard

*Restrictions apply. Visit the REDcard page for more details.
**Early access offered for select events, products and promotions. Some early access and exclusive extras may not be available to all REDcard holders. Visit the REDcard page for more details.
***Exclusions apply.
****The primary cardholder will be sent an offer via email after the card opening anniversary date. To qualify for the offer the primary cardholder must be signed up for marketing emails from Target and the card must be open and in good standing.

Which REDcard is right for you?

Target Red Card |

Debit card

  • Links to your existing checking account.
  • Cash withdrawal at checkout up to $40.
  • View transactions & manage your PIN at

Credit card

Get $25 off a future qualifying purchase of $100 or more when you’re approved for a REDcard. Now through February 2.

As always, no pressure, but if you decide to get a Red Card let me know in the comment section below!


I would love for you to follow me on TwitterInstagram,  Pinterest, and Facebook. You can find me as Looking Joli Good on all four.

**this post contains some affiliate links

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